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Our properties for sale

Discover our selection of properties for sale in Crans-Montana and the surrounding region. Apartments, chalets, villas or commercial spaces – our team will support you at every stage of your acquisition project, with in-depth knowledge of the Alpine market for over 20 years.

15 items found
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
Bethania RJ02
For sale 4.5 room flat

Bethania RJ02

3963 Crans-Montana, VS

Two million, three hundred and seventy thousand Swiss francs
Voir le bien
To go further

Practical information
For buyers

Valais

Tax advantages of Valais

  • No inheritance tax on direct lineage
  • Very low wealth tax
  • Very low and degressive property gains tax over time
Legal information

Notary fees

The notary fees in Valais amount to approximately 3 % of the purchase price. This amount includes all costs relating to registration in the Land Registry, transfers of title and the notary’s fees.

The constitution of a mortgage deed costs approximately 1,2 % of its amount.

3 % Purchase fees
1,2 % Mortgage deed
Taxation

Taxation of individuals

Income and wealth tax is calculated based on the tax rate of the canton and municipality of residence, or where applicable, the location of the property.

  • Tax calculated according to the canton and municipality of residence
  • Coefficients varying according to each Valais locality
  • Location of the property taken into account
Acquisition

Funding

The capital required to purchase a property generally comprises the following elements:

1
Shareholders' equity
A minimum of 20 %, of which at least 10 % must be in liquid assets (savings, 3rd pillar). These cannot come exclusively from the 2nd pillar.
20 %
2
First mortgage
Up to 65 % of the property’s market value. No compulsory amortisation is required as long as the loan-to-value ratio remains below 65 %.
65 %
3
Second mortgage
Between 65 % and 80 % of the property’s value. Must be written off within 15 years or before retirement age.
15 %
4
Financial burden
The total cost (interest + repayment + maintenance) must not exceed 33 % of gross annual income.
≤ 33 %
Equity (20 1Q–3Q)
First mortgage (65 %)
Second mortgage (15 %)

Our agency

Our agency

A team at your
listen since 2004

Altitude Immobilier is an independent agency located in the heart of Crans-Montana for over 20 years. Our multilingual team assists both local and international buyers with the same thoroughness and commitment.

Members of the USPI and the Valais Chamber of Real Estate, we are committed to upholding the highest ethical standards in the profession.

Professionalism
Transparency
Innovation
Ethics
8 languages spoken
Discover the agency
Altitude Immobilier agence
«We can advise our customers in 8 languages, always with the same passion.»
The team
Altitude Real Estate

Contact Us

Contact

Let's talk about your project

We are here to support you

Whether you wish to buy, sell or rent a property in Crans-Montana, our team is available to answer all your questions.

Address Rue Centrale 19, 3963 Crans-Montana
Telephone +41 27 485 40 00
Email info@altitude-immobilier.ch
Contact Us Call directly
Opening hours
When we find
Monday – Friday, morning and afternoon.
Closed at the weekend.
Monday 09:00–12:00 · 14:00–17:00
Tuesday 09:00–12:00 · 14:00–17:00
Wednesday 09:00–12:00 · 14:00–17:00
Thursday 09:00–12:00 · 14:00–17:00
Friday 09:00–12:00 · 14:00–17:00
Saturday Closed
Sunday Closed
…